LIFEROC BLOG
Viatical Life Settlements For ALS: Turning Your Life Insurance Into A Source Of Strength
A diagnosis of ALS (amyotrophic lateral sclerosis) can bring immense challenges—physically, emotionally, and financially. As the disease progresses, many individuals and their families face the high...
How Selling Your Life Insurance Policy Could Offer More Than the Surrender Value
If you're thinking about canceling a life insurance policy you no longer want, you're not alone. Each year, millions of Americans lapse or surrender their life insurance—often without realizing they...
How A Viatical Life Settlement Can Help In A Health Crisis
Facing a serious illness can turn life upside down—emotionally, physically, and financially. But if you or a loved one has a life insurance policy, it could be a source of financial relief and...
Evaluating Your Life Insurance Coverage in Retirement: Is It Time to Sell Your Policy Through a Life Settlement?
As you enter or progress through retirement, your financial goals often change. For many retirees, life insurance that once served a critical purpose—like income replacement or mortgage...
How To Sell A Life Insurance Policy After An Alzheimer’s Diagnosis: A Life Settlement Guide for Families
A diagnosis of Alzheimer’s or dementia often brings emotional upheaval and difficult financial decisions. Many families don’t realize that an existing life insurance policy may offer financial...
Should You Surrender – Or Sell Your Life Insurance Policy Through A Life Settlement?
Every year, policyholders walk away from billions of dollars in life insurance life settlement value. According to industry studies, more than $100 billion in life insurance face value is...
Life Settlement Companies: What To Look For
If you're considering selling your life insurance policy, the company you choose to work with can make all the difference. While there are many life settlement companies to choose from, not all of...
5 Reasons Seniors Are Selling Their Life Insurance Policies For Cash In 2025
More seniors age 65 and older are discovering that a life insurance policy can be more than a legacy—it can be a powerful financial asset to be used while they are alive. Instead of continuing to...
What Types Of Life Insurance Policies Qualify For A Life Settlement?
If you're asking, "Can I sell my policy?"—the answer might surprise you. Some policyholders believe that only certain kinds of life insurance qualify for a life settlement, but in reality, with...
What Is My Life Insurance Policy Worth?
The Importance Of Having Your Life Insurance Policy Appraised If you have a life insurance policy you no longer need—or can no longer afford—you may be sitting on an untapped financial asset. What...
How To Use A Life Settlement To Help Pay For Long-Term Care
As the cost of long-term care continues to rise, many seniors and their families are looking for new ways to cover expenses without depleting savings or taking on debt. For those with a life...
What Happens If You Let Your Life Insurance Lapse?
Why a Life Settlement May Be A Better Option Each year, millions of life insurance policies are surrendered or allowed to lapse—often with policyholders walking away with little or nothing in...
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LIFE SETTLEMENT SUCCESS STORIES
OUR PROMISE TO YOU
LifeRoc Direct is the industry leading life settlement resource and your satisfaction is our top priority! We are so confident in the quality of our team and work that we provide our clients with this LIFEROC PROMISE: We will provide you with a free up-front policy appraisal so you can make informed decisions about whether to keep, or to sell your policy based on current financial opportunities and needs. There is never any obligation to sell, and prior to final closing you can cancel at any time, for any reason.

Policy Amount: $2,500,000
Offer: $405,000

Policy Amount: $500,000
Offer: $300,000

Policy Amount: $2,000,000
Offer: $844,500
*The above are based on real cases but have been fictionalized for illustrative purposes. LifeRoc Direct’s client information is always kept strictly confidential.
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Irvine, CA 92612