LIFEROC BLOG
Creative Sources Of Income During Retirement: Selling Your Life Insurance For Cash You Can Use Now
More retirees are discovering that their life insurance policy isn’t just a safety net for loved ones — it’s an asset they can sell. Rather than letting a policy lapse or surrendering it for minimal...
Life Settlement Options Explained: Traditional, Partial, Retained Death Benefit, And Viatical
If you own a life insurance policy you no longer need—or can’t afford—you may have more options than simply surrendering or lapsing it. Today, policyholders can choose from several types of life...
How A Viatical Life Settlement Can Help Cover Long-Term Care And End-of-Life Expenses
The rising cost of long-term care and end-of-life support is one of the biggest challenges many families face. Assisted living, in-home caregivers, nursing facilities, and hospice care can quickly...
How Much Does A Life Settlement Pay
Understanding The Value Of Your Life Insurance Policy More and more policyholders are discovering that life insurance is not just protection—it’s also an asset that can be sold. Instead of lapsing...
Can My Parent Sell Their Life Insurance Policy—And What Does That Mean For Me As A Beneficiary?
When A Life Insurance Policy Benefit Shifts From “Later” to “Now” If you're listed as a beneficiary on a parent’s life insurance policy, you may think of that benefit as something meant for the...
Facing Late-Stage Lung Cancer? A Viatical Life Settlement May Offer Financial Support
When a Lung Cancer Diagnosis Changes Everything, Financial Options Matter A diagnosis of late-stage lung cancer brings not only emotional and physical challenges—but often overwhelming financial...
A Gift While You’re Still Here: How Beneficiaries Can Benefit From Life Insurance Now Rather Than Later
When most people think about life insurance, they think about a benefit that’s passed on after death. But what if your policy—or a loved one’s—could provide financial support for your family while...
Life Settlements For Term Life Insurance: What To Know Before Your Policy Expires
Many Term Policies Expire Without Value. But Yours Could Be Worth Cash. If you own a term life insurance policy that’s nearing expiration, you may be considering letting it lapse. After all, term...
How A Life Settlement Can Help Fund Your Retirement – Without Touching Your 401(k)
You Planned. You Saved. But What If There’s Another Source Of Retirement Income Hiding In Plain Sight? Most people think of life insurance as a future benefit—or something they’ll let lapse once the...
A Beneficiary’s Guide To Viatical Life Settlements When a Loved One Is Terminally Ill
How Selling A Parent’s Life Insurance Policy Can Help Cover Care And Support You Now When a parent is diagnosed with a terminal illness or enters a stage of life where care becomes essential,...
Life Settlements vs. Accelerated Death Benefits: What’s The Difference?
someWhen life changes—whether due to illness, financial pressure, or shifting priorities—you may wonder if your life insurance policy can help. Two common options are a life settlement and an...
Before You Lapse Or Cancel Your Policy, Consider A Life Settlement
Every year, over $100 billion worth of life insurance is lapsed or surrendered by seniors who no longer need or can afford their policies. That’s more than 10 million life insurance policies many of...
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LIFE SETTLEMENT SUCCESS STORIES
OUR PROMISE TO YOU
LifeRoc Direct is the industry leading life settlement resource and your satisfaction is our top priority! We are so confident in the quality of our team and work that we provide our clients with this LIFEROC PROMISE: We will provide you with a free up-front policy appraisal so you can make informed decisions about whether to keep, or to sell your policy based on current financial opportunities and needs. There is never any obligation to sell, and prior to final closing you can cancel at any time, for any reason.

Policy Amount: $2,500,000
Offer: $405,000

Policy Amount: $500,000
Offer: $300,000

Policy Amount: $2,000,000
Offer: $844,500
*The above are based on real cases but have been fictionalized for illustrative purposes. LifeRoc Direct’s client information is always kept strictly confidential.
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