LIFEROC BLOG
Estate Planning Has Changed — Has Your Life Insurance? How Life Settlements Can Help
Estate planning is never static. Tax laws, exemption thresholds, and financial priorities shift over time — and for seniors, staying ahead of these changes is essential to preserving wealth for...
How Selling Your Life Insurance Can Help Loved Ones Today
For many seniors, a life insurance policy may have been viewed as a promise — a way to care for family after they’re gone. But what many seniors are now realizing is that their policies can help...
How A Life Settlement Can Offer Financial Help When Facing Advanced Or Metastatic Cancer
A diagnosis of advanced or metastatic cancer often brings not only emotional challenges but also significant financial burdens. From ongoing treatments and hospital visits to medications and...
Partial Policy Life Settlements: Access Cash Now And Keep A Death Benefit For Your Family
An Option For Policyholders Who Want Both Cash And Coverage Many seniors are learning that life insurance is more than just a safety net—it’s a financial asset. While a full life settlement involves...
7 Reasons You Might Sell Your Life Insurance Policy for Cash
Life insurance is often one of the more valuable assets people own — yet too often, policies are allowed to lapse or are surrendered for minimal value. A life settlement can be a powerful...
How To Get A Great Offer For Selling Your Life Insurance Policy
If you’re considering selling your life insurance policy, one of the first questions is: “How do I make sure I get a good offer?” The truth is, the value of your policy is determined by a variety of...
Life Insurance Premiums Too High? How to Sell Your Life Insurance Policy And Eliminate The Burden
When Premium Payments Become Too Much Life insurance can be a valuable financial tool—but for many seniors, rising premiums can turn that asset into a burden. Over time, premiums can make keeping a...
Creative Sources Of Income During Retirement: Selling Your Life Insurance For Cash You Can Use Now
More retirees are discovering that their life insurance policy isn’t just a safety net for loved ones — it’s an asset they can sell. Rather than letting a policy lapse or surrendering it for minimal...
Life Settlement Options Explained: Traditional, Partial, Retained Death Benefit, And Viatical
If you own a life insurance policy you no longer need—or can’t afford—you may have more options than simply surrendering or lapsing it. Today, policyholders can choose from several types of life...
How A Viatical Life Settlement Can Help Cover Long-Term Care And End-of-Life Expenses
The rising cost of long-term care and end-of-life support is one of the biggest challenges many families face. Assisted living, in-home caregivers, nursing facilities, and hospice care can quickly...
How Much Does A Life Settlement Pay
Understanding The Value Of Your Life Insurance Policy More and more policyholders are discovering that life insurance is not just protection—it’s also an asset that can be sold. Instead of lapsing...
Can My Parent Sell Their Life Insurance Policy—And What Does That Mean For Me As A Beneficiary?
When A Life Insurance Policy Benefit Shifts From “Later” to “Now” If you're listed as a beneficiary on a parent’s life insurance policy, you may think of that benefit as something meant for the...
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LIFE SETTLEMENT SUCCESS STORIES
OUR PROMISE TO YOU
LifeRoc Direct is the industry leading life settlement resource and your satisfaction is our top priority! We are so confident in the quality of our team and work that we provide our clients with this LIFEROC PROMISE: We will provide you with a free up-front policy appraisal so you can make informed decisions about whether to keep, or to sell your policy based on current financial opportunities and needs. There is never any obligation to sell, and prior to final closing you can cancel at any time, for any reason.
Policy Amount: $2,500,000
Offer: $405,000
Policy Amount: $500,000
Offer: $300,000
Policy Amount: $2,000,000
Offer: $844,500
*The above are based on real cases but have been fictionalized for illustrative purposes. LifeRoc Direct’s client information is always kept strictly confidential.
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19000 MacArthur Blvd
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Irvine, CA 92612