LIFEROC BLOG
Can My Parent Sell Their Life Insurance Policy—And What Does That Mean For Me As A Beneficiary?
When A Life Insurance Policy Benefit Shifts From “Later” to “Now” If you're listed as a beneficiary on a parent’s life insurance policy, you may think of that benefit as something meant for the...
Facing Late-Stage Lung Cancer? A Viatical Life Settlement May Offer Financial Support
When a Lung Cancer Diagnosis Changes Everything, Financial Options Matter A diagnosis of late-stage lung cancer brings not only emotional and physical challenges—but often overwhelming financial...
A Gift While You’re Still Here: How Beneficiaries Can Benefit From Life Insurance Now Rather Than Later
When most people think about life insurance, they think about a benefit that’s passed on after death. But what if your policy—or a loved one’s—could provide financial support for your family while...
Life Settlements For Term Life Insurance: What To Know Before Your Policy Expires
Many Term Policies Expire Without Value. But Yours Could Be Worth Cash. If you own a term life insurance policy that’s nearing expiration, you may be considering letting it lapse. After all, term...
How A Life Settlement Can Help Fund Your Retirement – Without Touching Your 401(k)
You Planned. You Saved. But What If There’s Another Source Of Retirement Income Hiding In Plain Sight? Most people think of life insurance as a future benefit—or something they’ll let lapse once the...
A Beneficiary’s Guide To Viatical Life Settlements When a Loved One Is Terminally Ill
How Selling A Parent’s Life Insurance Policy Can Help Cover Care And Support You Now When a parent is diagnosed with a terminal illness or enters a stage of life where care becomes essential,...
Life Settlements vs. Accelerated Death Benefits: What’s The Difference?
someWhen life changes—whether due to illness, financial pressure, or shifting priorities—you may wonder if your life insurance policy can help. Two common options are a life settlement and an...
Before You Lapse Or Cancel Your Policy, Consider A Life Settlement
Every year, over $100 billion worth of life insurance is lapsed or surrendered by seniors who no longer need or can afford their policies. That’s more than 10 million life insurance policies many of...
How to Turn an Unneeded Life Insurance Policy Into Cash for Retirement or Medical Expenses
As financial priorities shift later in life, many people find themselves holding on to life insurance policies they no longer need—or can no longer afford. Whether the original purpose for the...
What Happens If You Can No Longer Afford Your Life Insurance? How A Life Settlement Could Help
For many individuals approaching or living in retirement, life insurance that once served an important purpose can become an unnecessary financial burden. Rising premiums, reduced income, or...
Viatical Life Settlements For ALS: Turning Your Life Insurance Into A Source Of Strength
A diagnosis of ALS (amyotrophic lateral sclerosis) can bring immense challenges—physically, emotionally, and financially. As the disease progresses, many individuals and their families face the high...
How Selling Your Life Insurance Policy Could Offer More Than the Surrender Value
If you're thinking about canceling a life insurance policy you no longer want, you're not alone. Each year, millions of Americans lapse or surrender their life insurance—often without realizing they...
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LIFE SETTLEMENT SUCCESS STORIES
OUR PROMISE TO YOU
LifeRoc Direct is the industry leading life settlement resource and your satisfaction is our top priority! We are so confident in the quality of our team and work that we provide our clients with this LIFEROC PROMISE: We will provide you with a free up-front policy appraisal so you can make informed decisions about whether to keep, or to sell your policy based on current financial opportunities and needs. There is never any obligation to sell, and prior to final closing you can cancel at any time, for any reason.

Policy Amount: $2,500,000
Offer: $405,000

Policy Amount: $500,000
Offer: $300,000

Policy Amount: $2,000,000
Offer: $844,500
*The above are based on real cases but have been fictionalized for illustrative purposes. LifeRoc Direct’s client information is always kept strictly confidential.
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