LIFEROC BLOG
What Types Of Life Insurance Policies Qualify For A Life Settlement?
If you're asking, "Can I sell my policy?"—the answer might surprise you. Some policyholders believe that only certain kinds of life insurance qualify for a life settlement, but in reality, with...
What Is My Life Insurance Policy Worth?
The Importance Of Having Your Life Insurance Policy Appraised If you have a life insurance policy you no longer need—or can no longer afford—you may be sitting on an untapped financial asset. What...
How To Use A Life Settlement To Help Pay For Long-Term Care
As the cost of long-term care continues to rise, many seniors and their families are looking for new ways to cover expenses without depleting savings or taking on debt. For those with a life...
What Happens If You Let Your Life Insurance Lapse?
Why a Life Settlement May Be A Better Option Each year, millions of life insurance policies are surrendered or allowed to lapse—often with policyholders walking away with little or nothing in...
Life Insurance and Stage 4 Cancer: How a Viatical Settlement Can Help
A diagnosis of stage 4 cancer is life-changing—and while navigating treatment and care, financial stress can become an added burden. Medical bills, reduced income, caregiving costs, and a desire to...
How to Sell Your Life Insurance Policy for Cash: Step-by-Step Guide
If your life insurance policy no longer serves its intended purpose, you may be able to sell it for a lump sum of cash—often far more than the surrender value offered by your insurer. This process,...
Frequently Asked Questions About Viatical Life Settlements
When facing a terminal illness, financial planning takes on new urgency. For many individuals, a viatical life settlement can provide critical access to funds by allowing them to sell their life...
Life Settlements For Seniors: Turning Life Insurance Into Retirement Income
For many seniors, a life insurance policy that once served a clear purpose may no longer fit today’s financial goals. Premiums become burdensome, beneficiaries’ needs change, or the policy simply...
Viatical Life Settlements for End-Stage Heart Failure
How Your Life Insurance Can Offer Financial Relief Living with end-stage heart failure presents not only serious health challenges, but also increasing financial strain—from medical bills to care...
Is Your Financial Advisor Talking About Life Settlements?
Here’s Why They Should Be Life insurance is often seen as a long-term financial tool to provide security for loved ones, but did you know that it can also be a valuable asset to support your...
Is A Life Settlement Better Than A Loan On Your Life Insurance Policy
Why A Life Settlement May Be Better Than Taking A Loan On Your Life Insurance Policy When it comes to unlocking the value of your life insurance, many seniors are faced with a choice: take a loan...
Unlocking Financial Relief When Facing a Terminal Illness with A Viatical Life Settlement
For individuals facing terminal illnesses, financial burdens can add unnecessary stress during an already challenging time. A Viatical Life Settlement provides a valuable solution by allowing...
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LIFE SETTLEMENT SUCCESS STORIES
OUR PROMISE TO YOU
LifeRoc Direct is the industry leading life settlement resource and your satisfaction is our top priority! We are so confident in the quality of our team and work that we provide our clients with this LIFEROC PROMISE: We will provide you with a free up-front policy appraisal so you can make informed decisions about whether to keep, or to sell your policy based on current financial opportunities and needs. There is never any obligation to sell, and prior to final closing you can cancel at any time, for any reason.

Policy Amount: $2,500,000
Offer: $405,000

Policy Amount: $500,000
Offer: $300,000

Policy Amount: $2,000,000
Offer: $844,500
*The above are based on real cases but have been fictionalized for illustrative purposes. LifeRoc Direct’s client information is always kept strictly confidential.
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19000 MacArthur Blvd
Suite 450
Irvine, CA 92612