A diagnosis of ALS (amyotrophic lateral sclerosis) can bring immense challenges—physically, emotionally, and financially. As the disease progresses, many individuals and their families face the high cost of care, equipment, home modifications, and lost income.

One powerful but often overlooked resource is your life insurance policy. Through a viatical settlement for ALS, you can sell your life insurance for cash—giving you financial flexibility, peace of mind, and the ability to focus on what matters most.

What Is A Viatical Settlement for ALS?

A viatical settlement is a financial transaction that allows individuals diagnosed with a terminal illness—like ALS—to sell their life insurance policy to a licensed settlement buyer. In return, the policyholder receives a lump-sum cash payment, usually significantly more than the policy’s surrender value.

The funder takes over the premium payments and becomes the beneficiary. But the real benefit is immediate: you gain access to funds when you need them most.

How A Viatical Settlement Can Help ALS Patients

The journey with ALS often requires specialized care, equipment, and significant support. A viatical settlement for ALS can help cover:

• In-home or hospice care
• Adaptive equipment or home accessibility upgrades
• Medical treatments not covered by insurance
• Travel, personal wishes, or end-of-life planning
• Reducing financial burdens for loved ones

Instead of holding onto a policy that only pays out later, a viatical settlement allows you to use its value now, during life.

Who Qualifies for a Viatical Settlement?

You may be eligible for a viatical settlement if:

• You have been diagnosed with ALS or another terminal illness
• Your life expectancy is typically under 24 months (though this may vary)
• Your policy has a face value of $100,000 or more
• You own a universal life, whole life, or term policy

Even if you’re not sure about your eligibility, LifeRoc offers a free, no-obligation appraisal to help determine if your policy qualifies.

Why Choose LifeRoc Life Settlements?

At LifeRoc, we specialize in working with individuals and families facing serious illness. Our team brings expertise, empathy, and a commitment to making the process smooth and stress-free.

Here’s what makes us different:

• Detailed, No-Obligation Appraisals
  Understand your policy’s value—without pressure to sell.
• Fast, Simple Process
  We handle every step, so you can focus on care—not paperwork.
• Large Network of Funders
  Our platform has the industry leading large network of buyers—resulting in consistently great offers.
• 100% of the Offer Goes to You
  We eliminate third-party broker commissions, so more money stays in your hands.
• Proven Experience
  With over 200 years of combined experience and $20 billion+ in settled policies in our careers, LifeRoc is a trusted name in the industry.

Explore Your Life Settlement Options Today

If you or someone you love has been diagnosed with ALS, your life insurance policy may be one of your most valuable financial tools.

Contact LifeRoc today for a free policy appraisal—and see how a viatical settlement for ALS could help you live more comfortably, with more choices, and more dignity.

Contact us today to learn more about your options. Fill out the form below or give us a call at (833)678-7355 — our team is here to help you every step of the way.

Have more questions? Visit our Frequently Asked Questions Page