A diagnosis of Alzheimer’s or dementia often brings emotional upheaval and difficult financial decisions. Many families don’t realize that an existing life insurance policy may offer financial assistance during these challenging times.

If you or a loved one is facing this situation, you may be able to sell the life insurance policy through a life settlement—unlocking cash to help with memory care, medical bills, or other essential needs. A life settlement for Alzheimer’s can turn an unused or burdensome policy into real financial relief.

What Is A Life Settlement—And Who Qualifies?

A life settlement is a financial transaction in which a life insurance policyholder sells their policy to a third-party funder for a lump sum cash payment—often far greater than the policy’s surrender value. The buyer takes over the premiums and becomes the beneficiary.

In cases of Alzheimer’s, dementia, or other serious illnesses, a viatical life settlement may also be available, offering additional eligibility for individuals with a shortened life expectancy.

You may qualify if:

• You are 65 or older
• Your policy has a face value of $100,000 or more
• You have been diagnosed with a chronic or terminal illness such as Alzheimer’s or advanced dementi

How A Life Settlement Helps Alzheimer’s Patients And Their Families

Alzheimer’s care often involves memory care facilities, in-home care providers, and medical expenses not covered by Medicare or traditional insurance. A life settlement for dementia gives families the ability to:

• Eliminate ongoing premiums
• Access immediate funds for care
• Preserve retirement and family savings
• Avoid debt or financial strain

This option can be especially meaningful for spouses, adult children, or beneficiaries who are managing care or financial decisions. Rather than waiting for a policy to pay out later, the funds can be used now—supporting dignity, comfort, and quality of life for your loved one.

Why Families Choose & Trust LifeRoc

At LifeRoc, we’ve helped countless families in similar situations. With over 200 years of combined experience and more than $20 billion in settled policies in our careers, LifeRoc is a trusted leader in life settlements.

Our platform makes the process fast and simple — with no third-party broker commissions. That means you get 100% of the offer. We handle every detail, and most policyholders receive great offers and quick payouts—so they can focus on care, not paperwork.

There’s no pressure to sell, and you can cancel anytime before final closing.

How To Get Started:
Start With A Free, No-Obligation Policy Appraisal

If your loved one has Alzheimer’s or dementia and owns a life insurance policy, don’t let its value go unused.

Contact LifeRoc today for a free policy appraisal to find out if you qualify and how much your policy could be worth. Selling your life insurance policy could be the financial lifeline your family needs—right when it matters most.

Contact us today to learn more about your options. Fill out the form below or give us a call at (833)678-7355 — our team is here to help you every step of the way.

Have more questions? Visit our Frequently Asked Questions Page