Divorce often brings significant financial changes, and many individuals may need to reassess their assets, including life insurance policies. Understanding your life insurance options during divorce is crucial, whether you want to maintain coverage, transfer ownership, or access the policy’s value. For those who qualify, a Life Settlement—the process of selling your life insurance policy for cash—can provide financial relief, helping to cover legal fees, secure future stability, or divide assets more efficiently. Rather than surrendering or letting a policy lapse, a Life Settlement allows policyholders to unlock the hidden value of their life insurance at a time when financial flexibility is needed.

Understanding Your Life Insurance Options in Divorce

Life insurance policies are often included in divorce settlements as financial assets. Depending on the situation, there are several options available:
✔ Maintain the policy – One spouse may be required to keep the policy in place for child support or alimony obligations.
✔ Transfer ownership – A policy can be transferred to an ex-spouse as part of the settlement.
✔ Surrender the policy for cash value – If the policy has cash value, it can be surrendered to the insurer, though this often results in only receiving the policy’s cash surrender value.
✔ Sell the policy through a Life Settlement – For those who qualify, a Life Settlement can provide a much larger payout than surrendering, offering financial options.

Why A Life Settlement May Be A Smart Choice

For individuals who no longer need their policy or cannot afford premiums after divorce, a Life Settlement can be a beneficial alternative. Selling a life insurance policy can provide:
✔ A significant cash payout to help with post-divorce financial planning.
✔ Relief from expensive premium payments that may no longer fit into a single-income budget.
✔ An alternative to policy surrender, often offering a much larger payout.
✔ A fair division of marital assets, allowing both parties to benefit from the policy’s value.

How to Sell Your Life Insurance Policy During Divorce

At LifeRoc, we make the process of selling your life insurance policy straightforward and easy:
✔ Step 1: Free 24-Hour Policy Valuation – Discover if your policy qualifies and what your policy is worth with no obligation to sell.
✔ Step 2: Receive a Great Offer – We work with our large network of top funders to secure a great cash offer.
✔ Step 3: Hassle-Free Paperwork – Our team handles all necessary paperwork and documentation.
✔ Step 4: Get Your Cash Payout – Funds are disbursed quickly upon accepting the offer and closing.

Why Choose LifeRoc for Your Life Settlement?

At LifeRoc, we understand that financial flexibility and security is essential during and after divorce. Our team is dedicated to ensuring that you receive a great payout for your policy and a stress-free transaction. With extensive experience in Life Settlements, and over $20 billion in face amount settled in our careers, we are confident that we can provide the expertise needed to help you increase the value of your life insurance policy.

Find Out How Much Your Life Insurance Policy is Worth

If you’re navigating a divorce and need financial flexibility, a Life Settlement may be a good option for you. Find out the value of your policy today with our Free 24-Hour Policy Valuation—no obligation, just a simple way to access financial relief.

Contact LifeRoc today to get started!