When you’re living with advanced coronary artery disease (CAD), everything can change — priorities, energy, even what matters most. The focus turns to health, treatment, and spending meaningful time with loved ones. But along with those changes often comes another reality: rising medical costs and ongoing financial pressure.

What many people don’t realize is that a life insurance policy can sometimes be sold for cash through a viatical life settlement. It’s a way to access funds now — without loans, debt, or added financial strain.

Understanding Viatical Life Settlements

A viatical life settlement is the sale of an existing life insurance policy by someone facing a serious or terminal illness, such as advanced coronary artery disease. Instead of surrendering the policy or letting it lapse, the policyholder may be able to sell it to a licensed provider in exchange for a lump-sum payment.

The cash received from selling your life insurance can be used however it’s needed most:

• Covering medical or caregiving costs

• Paying household or living expenses

• Reducing stress and eliminating premiums

• Supporting family or creating meaningful memories

The funder who purchases the policy then assumes responsibility for future premiums, relieving the policyholder of that ongoing obligation.

With LifeRoc, this process begins with a no-obligation policy appraisal to determine whether your policy may qualify and how much your life insurance policy could be worth based on your unique situation.

Why Coronary Artery Disease May Qualify For A Viatical Life Settlement

Because Coronary Artery Disease can significantly impact long-term health and life expectancy, individuals with an advanced diagnosis may be eligible for a viatical life settlement. The potential offer amount depends on several factors, including:

• Type and stage of CAD or related conditions

• Age and overall health

• Policy type (universal, whole, or convertible term)

• Death benefit amount and premium costs

Each case is unique, and outcomes vary. However, for many living with CAD, this option can offer access to meaningful financial relief and flexibility at a time when both are needed most.

How The Viatical Life Settlement Process Works

LifeRoc’s process is simple, efficient, and handled with care by professionals who understand how sensitive these decisions can be:

1. Request an Appraisal – Share basic details about your policy and health.

2. Receive an Evaluation – Learn if you may qualify and what your policy could be worth.

3. Review Your Offer – If eligible, you can choose to sell your policy for cash.

Choosing LifeRoc As Your Viatical Life Settlement Provider

When it comes to viatical and life settlements, experience and integrity matter. LifeRoc has handled countless cases for individuals with serious illnesses, representing more than $20 billion in settled policies throughout our team’s careers.

LifeRoc’s large, leading network of funders is known for delivering great offers and eliminates third-party broker commissions that could reduce your payout. That means more money stays in your pocket.

Our process is designed to be fast and simple — from the first call to the final payment. With exceptional service, simple steps, and complete case management, LifeRoc handles the details so you can focus on what matters most: your health, family, and peace of mind.

Contact us today to learn more about your options. Fill out the form below or give us a call at (833)678-7355 —
our team is here to help you every step of the way.

Have more questions? Visit our Frequently Asked Questions Page