The rising cost of long-term care and end-of-life support is one of the biggest challenges many families face. Assisted living, in-home caregivers, nursing facilities, and hospice care can quickly add up—often beyond what Medicare or traditional insurance will cover. For policyholders and their loved ones, this can create financial stress at a time when focus should be on comfort and connection.
One option many people don’t realize they have is a life settlement—selling a life insurance policy for immediate cash.
What Is A Viatical Life Settlement?
A viatical life settlement allows you to sell your life insurance policy to a licensed life settlement provider for a lump sum payment. The payout can be significantly more than the policy’s cash surrender value, and once sold, you are no longer responsible for paying premiums.
The funds you receive are yours to use in any way you choose—including long-term care, hospice support, or other end-of-life needs.
How A Viatical Life Settlement Can Help With Care Costs
Choosing a life settlement can provide immediate financial relief in critical times:
- Pay for Long-Term Care: Use proceeds to cover assisted living, in-home nursing, or full-time care facilities.
- Support Hospice Services: Ensure quality, compassionate care without worrying about how to cover expenses.
- Reduce Family Stress: Free your loved ones from financial strain so they can focus on being present with you.
- Eliminate Premiums: Stop paying for a policy that may no longer make sense, freeing up funds for care today.
Why Families Choose LifeRoc For Viatical Life Settlements
LifeRoc has a track record of helping families unlock value from their policies when it matters most. We bring:
- $20+ billion in life insurance face value settled.
- A large, leading network of funders to generate strong offers.
- No third-party broker commissions—you and your family receive 100% of the offer.
- Fast, compassionate service so you can focus on health and loved ones, while LifeRoc handles the details.
Next Step: Explore Your Options
If you or a loved one are facing high care expenses, you may have more financial flexibility than you realize. A life settlement could provide the cash needed for long-term or end-of-life support.
Talk with a LifeRoc policy expert today or request a free 24-hour policy appraisal. Learn how much your policy may be worth on the secondary market, there is no pressure or obligation to sell. Just options and gain peace of mind knowing you’ve explored every opportunity.
Contact us today to learn more about your options. Fill out the form below or give us a call at (833)678-7355 — our team is here to help you every step of the way.
Have more questions? Visit our Frequently Asked Questions Page
Disclaimer: LifeRoc does not provide legal, tax, medical, or financial advice. The information in this article is for educational purposes only. Please consult with a legal professional or financial advisor for guidance related to your specific situation.
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