Every year, policyholders walk away from billions of dollars in life insurance life settlement value. According to industry studies, more than $100 billion in life insurance face value is surrendered or lapsed annually, and a staggering 90% of life insurance policies may never pay a death benefit.

If you’re thinking about surrendering your policy, stop and consider this: You may be able to sell your life insurance policy through a life settlement and receive a significant cash payout.

Surrendering Your Life Insurance vs. Life Settlement: What’s The Difference?

• Surrendering a policy means canceling it in exchange for the cash surrender value (if there is any). This amount is often far less than your policy’s true market value.

   

• Selling your policy through a life settlement means you receive a lump-sum cash offer. In many cases, the offer is much more than the surrender value.

   

Why Sell Your Policy Through A Life Settlement?

• Get More Than The Surrender Value
  Life settlements can unlock the true value of your policy—often resulting in far more cash to you than surrendering a policy.

   

• No More Premium Payments
  Once you sell your policy, you’re no longer responsible for future premiums.

   

• Use The Cash However You Want
  Proceeds from a life settlement are yours to use. Pay for medical care, long-term care, debt relief, family needs, investment opportunities or simply boost your retirement income.

   

• Fast and Easy Process
  At LifeRoc, many clients receive a free policy appraisal in just days and can complete their settlement within weeks.

   

Why Work With LifeRoc?

LifeRoc Direct is the industry leading life settlement resource, trusted by seniors nationwide. Here’s why countless policyholders trust us to sell their life insurance policy:

• Free, No-Obligation Policy Appraisal
  We’ll give you a clear valuation of your policy—with zero obligation to sell. You can walk away at any time before closing.

   

• 100% of the Gross Offer Goes to You
  No third-party broker fees, so you keep more of your policy’s value.

   

• Direct Access To The Buyer
  We work directly with our affiliated licensed provider LifeRoc Capital. As a direct buyer LifeRoc Capital has broad network of qualified funders—not just one.

   

• Proven Track Record
  Our team has over $20 billion in settled policies and 200+ years of combined experience in our careers helping policyholders just like you.

   

Before You Surrender, Discover What Your Policy Is Really Worth

You worked hard to maintain your life insurance. Don’t surrender it without learning what its full value may be.

Contact LifeRoc Direct today for your free, no-obligation life settlement appraisal. See if you can sell your policy for cash—and unlock its value while you’re still here to use it.

Contact us today to learn more about your options. Fill out the form below or give us a call at (833)678-7355 — our team is here to help you every step of the way.

Have more questions? Visit our Frequently Asked Questions Page