For many seniors, a life insurance policy that once served a clear purpose may no longer fit today’s financial goals. Premiums become burdensome, beneficiaries’ needs change, or the policy simply isn’t needed anymore. The good news? You can sell your life insurance policy for cash through a life settlement—turning a dormant asset into valuable income for retirement.

What Is A Life Settlement?

A life settlement is a financial transaction in which you sell your existing life insurance policy to a licensed institutional buyer for a lump sum. This payout can be far greater than the cash surrender value, but less than the policy’s death benefit.

Seniors aged 60 or older with policies valued at $100,000 or more may qualify—especially if there have been changes in health.

Why More Seniors Are Cashing Out Their Life Insurance

Many seniors are unaware that their life insurance policy is an asset they can sell—and that selling a life insurance policy can unlock immediate cash.

Here’s How A Life Settlement Could Support Your Retirement Goals:

• Eliminate expensive premium payments.

   

• Provide cash to fund health care, travel, or everyday expenses.

   

• Offer the chance to share proceeds with family now.

   

• Allow you to reinvest in opportunities better aligned with your current retirement goals

Instead of allowing a policy to lapse or accepting a low surrender value, a life settlement puts you in control—letting you turn your policy into retirement income when you need it most.

Why LifeRoc Is Trusted By Seniors Nationwide

If you’re considering selling your life insurance policy, who you work with matters. LifeRoc is the trusted choice for financial professionals and policyholders nationwide. With over 200 years of combined industry experience and more than $20 billion in settled life insurance policies, our team brings unmatched expertise, integrity, and results to every case.

With LifeRoc, you’ll benefit from:

• A free, no-obligation policy appraisal within 24 hours

   

• Direct access to a large, leading network of funders who buy policies

   

• No third-party broker commissions—which means more money in your hands

   

• Fast, competitive offers and exceptional service from start to finish

   

Our experienced team helps you uncover the full market value of your policy and navigate the process with confidence and care.

Take The First Step With LifeRoc

Your life insurance policy may be worth more than you think. Whether you’re looking to supplement income, support your loved ones now, or reposition assets for better returns, a life settlement could be the strategic opportunity you’ve been looking for.

👉 Contact LifeRoc today for your free, detailed 24-hour appraisal and find out what your policy could be worth—so you can make an informed decision for your future.

Contact us today to learn more about your options. Fill out the form below or give us a call at (833)678-7355 — our team is here to help you every step of the way.

Have more questions? Visit our Frequently Asked Questions Page