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LIFEROC IS THE TRUSTED LIFE SETTLEMENT RESOURCE FOR SENIORS
Turn Your Life Insurance Policy Into Cash – Fast
If you no longer need your life insurance policy,
it may be worth far more than you think.
Every year, millions of seniors let life insurance policies lapse for little or nothing—missing out on the cash value they could have received. SellMyPolicy.com is well known for delivering fast, exceptional service and strong offers through its industry-leading network of funders—and because we eliminate broker commissions, you keep 100% of the offer.
Are you 65 or older?
Is your policy $100,000 or more?
Do you have health concerns?
TALK WITH A POLICY EXPERT TODAY
SEE IF YOU RPOLICY QUALIFIES
Get a Fast & Free
Policy Appraisal Today
Quickly learn what your policy may sell for with a
detailed policy estimate from SellMyPolicy.com
ABOUT
SellMyPolicy.com
SellMyPolicy.com is a trusted resource for seniors and financial professionals nationwide. With over $20 billion in life insurance policies settled, our team brings decades of life insurance and life settlement experience and a proven model designed to make the process fast,simple, and free for policyholders. With our industry leading a large network of buyers— we eliminate third-party commissions so 100% of the offer goes directly to you. Our platform gives you access to the best resources, team, and buyers in the industry—so you can unlock the full value of your policy with confidence and ease.
OUR TRACK RECORD
With $20B+ settled and 200+ years of expertise, SellMyPolicy.com gets results you can trust.
SATISFACTION PROMISE
Know your options with a free appraisal—no pressure, cancel anytime before closing
TALK WITH AN EXPERT
Fast, easy help from our trusted team—get answers, see if you qualify, and find out what your policy could be worth.
TALK WITH A POLICY EXPERT TODAY
SEE IF YOU RPOLICY QUALIFIES
USE THE MONEY HOWEVER YOU CHOOSE
How A Life Settlement Can Help You
Supplement Retirement
In today’s economy, a life settlement can be a powerful tool to supplement your retirement, offering added flexibility, stability, and freedom.
Travel & Enjoy Life
Instead of letting your policy sit idle, a life settlement can help fund adventures, new experiences, and the freedom to enjoy what matters most.
Reduce Expenses or Pay Off Bills
A life settlement can eliminate costly premiums and provide cash to ease the burden of healthcare, housing or lingering debt.
Share With Family Now
Turn your life insurance into a living legacy with a life settlement—sharing with your family now and witnessing the impact firsthand.
Take Care Of Medical Needs
A life settlement turns your policy into cash that can be used to access advanced medical care, extend quality of life, and ease the financial burden of treatment.
Invest In Opportunities
The proceeds a life settlement gives you cash to invest in what matters most—whether that’s real estate, a business, or your next big move.
GET YOUR FREE QUOTE TODAY
IT’S FAST, SIMPLE & PRIVATE!
Frequently Asked Questions
Life settlements can be a powerful financial option for those looking to sell their life insurance policies for cash. Here are answers to common questions about life settlements
What is a life settlement and how does it work?
A life settlement is the process of selling your life insurance policy to a third party for a lump-sum cash payment. Instead of surrendering the policy for little or no value, you can receive a payout higher than the surrender value but less than the policy’s death benefit. The buyer assumes responsibility for paying future premiums and becomes the policy’s new beneficiary.
Who qualifies for a life settlement?
To qualify for a life settlement, you typically need to be aged 65 or older with a life insurance policy that has a death benefit of $100,000 or more. However, individuals under 65 may also qualify if they have experienced significant health changes since the policy was issued.
How much money can I get from selling my life insurance policy?
The payout from a life settlement varies depending on factors like your age, health, policy type, premium costs, and the death benefit. While each case is unique, the average payout can be up to 30% of the policy’s face value.
What types of insurance policies can be sold in a life settlement?
Many types of policies are eligible for life settlements, including universal life, whole life, and convertible term life policies. Non-convertible term policies may not qualify unless paired with a significant health change. Each policy type comes with specific conditions that impact eligibility, you can contact LifeRoc to help determine if your policy qualifies.
Can I help my parents sell their life insurance policy through a life settlement?
Yes, as a beneficiary or family member, you can assist your parent in exploring a life settlement. If they no longer need their policy or are struggling with premium payments, you can work with LifeRoc Direct to navigate the process on their behalf. We guide families with transparency and care, ensuring your parent gets the maximum value for their policy while aligning with their financial and legacy goals.
What happens to my beneficiaries when I sell my life insurance policy?
When you sell your life insurance policy in a life settlement, the buyer becomes the new owner and beneficiary of the policy. This means your original beneficiaries will no longer receive the death benefit when you pass away. Instead, the buyer will collect the policy’s full death benefit.
However, a life settlement can still benefit your loved ones in meaningful ways. By selling your policy, you can access a substantial cash payout now.
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